3 way you can legally deliver a baby in the USA. (Without being a greencard holder or Citizen)
Yes, that is actually legal and possible in the state of NY, or the second most popular destination for 赴美生子 in Chinese, aka Birth Tourism. (coming to the USA to give birth to a child with legal citizenship or Birthright.
Finding Mr. Right
In the United States, the medical costs of pregnancy are very high leading up to and following the birth of a baby.
That is especially true for New York City (NYC) where we are located.
The basic cost of childbirth in the United States is around $3,000 to $11,000, which doesn’t include sudden pregnancy complications. In an emergency situation, a C-section can cost anywhere from $10,000 to $50,000. (Just for the operation cost alone.)
If you or your family member is pregnant and wants to travel to the United States, I doubt your Travel insurance plan purchase outside the USA covers any her maternity-related medical expenses.
However, we do intend to share with you details about Medical Travel Insurance that covers maternity procedure, even without any limit.
One of my children had run into complication condition call Nuchal Cord during his birth. I was in the delivery room when that happened. My son was delivered via after 25 hours staying in the hospital due to this birth complication. He ended up being delivered by C-section.
The nuchal cord has to do with the umbilical cord wrapping around the baby neck during delivery, hence preventing the normal delivery. I do know people who had suffered this unlucky incident. The delayed delivery actually has caused a lifelong impact on this person as the lack of oxygen during birth may have caused a lifelong damaged to his brain, that has significantly impacted his entire life.
Hence, it amazes me when I found out so many people are utilizing the so-called 月子中心 aka birth center. Yes, there is a thing here in NY & California.
These birth centers may have contributed to China Citizens unknowingly use Medicaid for their childbirth here.
That, however, hasn’t been a problem for most people until President Donald Trump got elected.
One of the sad stories involved this lady we know from Shenzhen. Let’s called her Mrs. Shenzhen. Mrs. Shenzhen obtained her green card via a program called EB-5. During her labor, she was rushed to the hospital due to the birth center to the hospital due to some birth complication. NY State Medicaid will typically pay for child labor bills for most of NY Citizen who couldn’t afford the labor cost & don’t have health insurance.
NY has gone so far to pass a law to provide medical coverage for all pregnant lady (even those who do have a legal status) while President Trump has issued his executive order for the ICE ( Immigration and Customs Enforcement) to detain and send back immigrant back to their country for Public Charge abuse, including Medicaid.
Mrs. Shenzhen comes to us thru her real estate agent here in Flushing. She was denied entry back to America. Her green card was revoked on the port of entry due to Medicaid abuse.
Her real estate agent was the one who is helping her managing owns a few of the luxury real estate properties here in New York.
Her case was considered a clear-cut Medicaid fraud as her first child was delivered, paid by Medicaid without her really knowing what happened. She thought the medical bills were settled by her birth center.
Should she blame it on President Obama or Trump?
To put things in context, we may need to understand more about America. America is a country of immigrants. President Obama has ties to Indonesia & Africa, President Donald Trump has ties with Germany & Europe.
In the U.S., already pregnant foreigners are unable to purchase any insurance plan covering the costs of pregnancy and childbirth. However, there are exceptions. One of that state with such exception is NY State.
#1st legal way of delivering a baby in NY State if you are already pregnant? Consult with us.
We did it all the time. That is why we are one of the most sort after insurance broker in NYC.
#2 way to be covered by insurance for baby delivery.
If you are in California or any other state outside NY, In general, you need to have a maternity protection medical insurance in place a few months prior to getting pregnant.
#3 Finally, commercial insurance coverage.
Whether or not if you are residing in NYC, if you or your spouse works for US employer, you can enroll with the commercial company plan and be covered by that as soon as upon enrollment.
Birthing Center or Midwife
The delivery center has its own medical equipment to cope with low-risk deliveries and also has preparative measures for transferring mothers and babies to the hospital if pregnancy complications occur. The general delivery center mainly deals with births that do not require a doctor or epidural anesthesia. Childbirth centers charge about $3,000 to $4,000.
Lastly, the illegal method. Child ’s birth clinic.
My only personal exposure
In addition to the cost of delivery, you also need to consider prenatal and postnatal care– the costs of which add up. Gynecological clinics are economical choices for pregnant women. They charge according to different needs. Try contacting the clinic about the actual cost of pre and post-care.
If you don’t have medical insurance, you still want to go to the hospital to give birth and for check-ups. In case you need a Caesarean section or have pregnancy complications, medical costs can be as high as $45,000. The good news is that many hospitals allow you to bargain and set up payment plans. Before giving birth or checking in, please call the hospital or doctor in your area. You can compare the prices and see if you can set up a more cost-effective payment plan.