How to find Cigna doctors? What is In-Network, Out of Network – Hospital, and clinic?
This is a complete guide with highlights that we send out to our client who has bought the Cigna insurance from us.
We are a broker company like Insubuy.com (so we could have sold to you many carries i.e.
We had sold them, don’t want to comments why we stop selling all of them except Cigna, but Cigna is the only company that we endorse for our individual clients.
With the Cigna insurance, you can buy it to see doctors right away (you must call us if there is any pre-existing medical condition) or even use it to deliver babies.
Cigna is an American worldwide health services organization based in suburban Bloomfield, Connecticut and Philadelphia, Pennsylvania. Its insurance subsidiaries are major providers of medical, dental, disability, life and accident insurance and related products and services, the majority of which are offered through employers and other groups (e.g. governmental and non-governmental organizations, unions and associations).
Cigna offers Medicare and Medicaid products and health, life and accident insurance coverages primarily to individuals in the U.S. and selected international markets. In addition to its ongoing operations described above, Cigna also has certain run-off operations, including a Run-off Reinsurance segment. In the Phoenix metropolitan area, Cigna runs a full-service staff-model HMO (health maintenance organization) with satellite clinics throughout the region, known as the Cigna Medical Group.
Cigna Global Health Benefits also operates under the Cigna Corporation. Cigna’s motto is ‘Together, all the way. The company ranked No. 73 in the 2018 Fortune 500 list of the largest United States corporations by total revenue. On March 7, 2018, it was announced that Cigna would buy Express Scripts in a $67 billion deal and on August 24, 2018, the shareholders of Cigna and Express Scripts approved the deal.
*Express Scripts Holding Company is an American Fortune 100 company. As of 2018, the company is the 25th-largest in the United States by total revenue as well as the largest pharmacy benefit management (PBM) organization in the United States. Express Scripts had 2016 revenues of $100.752 billion. Since December 20, 2018, the company has been a subsidiary of Cigna.
Below are the featured NY Cigna hospitals network & their associated providers
MEMORIAL HOSPITAL FOR CANCER AND ALLIED DISEASES (433)
NEW YORK PRESBYTERIAN BROOKLYN METHODIST (888)
NEW YORK PRESBYTERIAN HOSPITAL (1,614)
NYU AMBULATORY CARE DIABETIC FOOT AND ANKLE CLINIC (1)
NYU HOSPITALS CENTER (189)
NYU HOSPITALS CENTER RUSK (323)
NYU HOSPITALS CENTER TISCH (1,557)
NYU LUTHERAN MEDICAL CENTER (613)
NYU PRE ADMIN TESTING EXT CLINIC (5)
NYU WINTHROP HOSPITAL (1,110)
Find Doctors and Hospitals
To search USA doctor & hospital, click here
To search China, Korea, HK, Taiwan, Singapore & other countries, click here
To learn about what is in-network vs out of network, HMO, EPO & PPO, click here
Please contact our Customer Care Team prior to treatment. We can help you arrange your treatment plan, and point you in the right direction, saving you the time and hassle of looking for a hospital, clinic or medical practitioner yourself. What’s more, in most cases we can arrange direct payment with your treatment provider, cutting down the hassle and letting you focus on your health.
DOCTOR NOT IN CIGNA NETWORK WILL HAVE A 20% COPAY
If prior approval is obtained, but the beneficiary decides to receive treatment at a hospital, medical practitioner or clinic which is not part of the Cigna network, we will reduce any amount which we will pay by 20%. A list of Cigna network hospitals, clinics, and medical practitioners is available in your secure online Customer Area or you can contact our Customer Care Team for more information.
Your Overall Limit
Our plans comprise of 3 distinct levels of cover: Silver, Gold and Platinum.
Your chosen level of cover is detailed in the table below. All amounts apply per beneficiary and per period of cover (except where otherwise noted).
International Medical Insurance is your essential cover for inpatient, dday patient and accommodation costs, as well as cover for cancer, mental health care and much more. Our Gold and Platinum plans also give you cover for inpatient and day-patient maternity care.
MRI, CT and PET Scans
› We will pay for the following scans if they are recommended by a specialist as a part of a beneficiary’s inpatient, day patient or outpatient treatment:
• magnetic resonance imaging (MRI);
• computed tomography (CT); and / or
• positron emission tomography (PET);
› We may require a medical report in advance of a magnetic resonance imaging (MRI) scan.
› Following a diagnosis of cancer, we will pay for costs for the treatment of cancer if the treatment is considered by us to be active treatment and evidence-based treatment. This includes chemotherapy, radiotherapy, oncology, diagnostic tests, and drugs, whether the beneficiary is staying in a hospital overnight or receiving treatment as a daypatient or outpatient.
› We do not pay for genetic cancer screening.
PARENT AND BABY CARE
Routine maternity benefit care (Gold and Platinum plans only)
Complications from maternity (Gold and Platinum plans only)
Homebirths (Gold and Platinum plans only)
New Born Care
Up to the maximum amount shown for treatment within the first 90 days following birth. Available once at least one parent has been covered by the policy for 12 months or more.
Well child tests
› Payable for children at appropriate age intervals up to the age of 6.
› We will pay for well child routine tests at any of the appropriate age intervals (birth, 2 months, 4 months, 6 months, 9 months, 12 months, 15 months, 18 months, 2 years, 3 years, 4 years, 5 years and 6 years) and for a medical practitioner to provide preventative care consisting of:
• evaluating medical history;
• physical examinations;
• development assessment;
• anticipatory guidance; and
• appropriate immunisations and laboratory tests; for children aged 6 or younger.
We will pay for the following immunisations for children aged 17 or younger:
• DPT (Diphtheria, Pertussis and Tetanus);
• MMR (Measles, Mumps and Rubella);
• HiB (Haemophilus influenza type b);
• Hepatitis B;
• Meningitis; and Human Papilloma Virus (HPV).
Health and Wellbeing
International Health and Wellbeing covers the beneficiary for screenings, tests, examinations and counselling support for a range of life crises and tailored advice and support through our online health education and health risk assessment, helping the beneficiary to take control and manage their health the way they want.
During each period of cover, we will pay for the following tests to be carried out by a medical practitioner.
No Referral Needed to Cigna
Customer Service Email: CGI@Cigna.com
*Policy can be modified within 15 days