You probably found us on Google by searching "Is HealthFirst good?"
However, we are here to answer, rather, is it this company a right fit for you?
Headfirst Insurance 2018 complete reviews. Is it right for you? Evaluate Doctors networks, Urgent Care Center, Doctors Networks, Payment links, CSR & many more insider tips.
First of all, how are we qualified to provide reviews for you in reference to Healthfirst Insurance? We are one of the brokers that started marketing them from the since the beginning of their commercial insurance launch. We had gotten swamped with people calling us up asking us about, is this insurance company good & we are educating people about, rather how to determine if this insurance company is right for you. Writing a comprehensive article and making a YouTube video covering all these materials is our hope of a more efficient way of doing our job. That way, if you woke up at 2 am in the morning and feel like looking for an answer, hopefully, this page & our yet to be recorded video will serve you well. As I said earlier, we are one of the early adopters to share Healthfirst insurance with our community.
Hence, our review may be "Biased".
We are a broker that represents most insurance carrier located in NY, from UHC, Empire BCBS, Healthfirst & many other.
We got compensated for helping New Yorker & beyond to address their insurance needs. Hence, our royalty is towards our clients. As we can recommend any insurance plan that is suitable for our client, - YOU and no matter which insurance plan you choose, the premium you pay is the same, whether you use us or not. The following is a screen capture from our broker portal. An insurance broker will be compensated around 3-4% of your total insurance premiums. Again, your monthly premiums will be the same regardless if you use a broker or not.
Healthfirst Health Insurance Rate 2020
In 2020 Healthfirst, you can pay 5% less for Health Insurance!
HealthFirst First Health or Health First???
Look out for the leaf. Their correct spelling is Healthfirst.
Click below to learn more about First Health Cofinity https://providerlocator.firsthealth.com/home/index Click below to learn more about Health First Healthfirst (the company that we are talking here has a "leaf" in their logo). Hence, the plan they offered is called the Leaf Qualified Health Plans. There are 3 similar companies out there with something like Health First, First Health or something like that. The proper name of this company is actually Healthfirst, without space in between.
The background of the company & why it matters to you?
For mosr people, if you just type Healthfirst into a Google search bar, you will see that, the first thing Google suggested is, about their Medicaid plan, as Healthfirst, is originally, a medicaid provider.
I am sorry to inform you that, Healthfirst may be a very good Medicaid & Essential plan provider, but, it is not something we have the right to represent, so I can only ask you to click on the link about to find more about the plan yourself. The company has grown about 5 fold in terms of membership count to 1.2 million members in downstate New York since their CEO Pat Wang told the helm from 2008.
Healthfirst is not suitable for ...
Healthfirst network is limited to NY downstate & Nassau County. .i.e. The 5 Boroughs, like Manhattan, Brooklyn, Queens, Bronx & Staten Island plus Nassau County.
Healthfirst is well known in offering Medicaid, Child Health Plus, and Managed Long Term Care aka Medicare/Medicaid plans. It is traditionally a strong player in the low-income market. Healthfirst has expanded to Nassau county thru partnering with Greatneck based Northwell Health, or what used to be known as NSLIJ.
Chinatown Locations, Harlem?
Does the Healthfirst service center location scream immigrants to you? It does. they are traditionally a very strong player in the lower income segment.
In fact, there are very well known in the Medicaid & Medicare/Medicaid plans to offer. In fact, being 5 stars in Medicare Healthfirst started from Medicaid managed care & eventually expanded to Medicare and has been getting rave reviews from doctors & even users alike. Since about 2 years ago, there have started also selling full price commercial insurance for groups.
Their commercial group plan offering is relatively new.
Healthfirst started offering commercial plans starting in 2017. I have met many clients who didn't know about this. The plans offered are Healthfirst Pro and Pro Plus, Exclusive Provider Organization (EPO) plans for small-business owners and their employees, and Healthfirst Total, an EPO for individuals.
Healthfirst's Pro & Con.
The pro is, if you are an immigrant, Healthfirst is very immigrant friendly with many doctors speaking a second language.
Healthfirst Pro. Healthfirst is NY minority population preferred insurance provider?
If you don't know, the majority of the NY population is the minority. So Healthfirst is as famous as Metro Plus, which is an insurance company specializing in low-income insurance. As I recalled, we also started selling their commercial insurance 2-3 years ago.
Who is not suitable for Healthfirst
HF's Doctor Networks & Urgent Care (need to record a video)
VIDEO Pending, in the meantime, this is our Youtube Channel
Let's review Healthfirst from three places:
1st: BBB Reviews
Rating from BBB itself is #BS (click to read why BBB is BS). You really need to read the real user reviews, it wasn't good really due to the fact that those are review left from people mostly on their Medicaid, Medicare or Dual Plans. As I mentioned earlier, HealthFirst was traditional Medicaid provider. Hence, it is uncommon for the employee to not treat their clients on Medicaid with full respect, however, that is beyond what I can say. From many of my clients who have been on the plans for about 2 years now, there are very happy with their treatment and reimbursement issue.
2nd: Yelp reviews
3. Google Reviews
Last but not least, Google My Business review. Click below to get an understanding of how Google's doing review services. https://www.google.com/search?q=health+first+insurance+reviews+Google+Map&oq=health+first+insurance+reviews+Google+Map&aqs=chrome..69i57.8159j0j7&sourceid=chrome&ie=UTF-8 Google base their review on each local office. Hence, when you click on the link above, you will see there are varying reviews from better to worst. We took the review from Healthfirst Corp Office.
Healthfirst Infertility Treatment
We Cover services for the diagnosis and treatment (surgical and medical) of infertility when such infertility is the result of malformation, disease or dysfunction. Such Coverage is available as follows:
1. Basic Infertility Services. Basic infertility services will be provided to a Member who is an appropriate candidate for infertility treatment. In order to determine eligibility, We will use guidelines established by the American College of Obstetricians and Gynecologists, the American Society for Reproductive Medicine, and the State of New York. However, Members must be between the ages of 21 and 44 (inclusive) in order to be considered a candidate for these services.
Basic infertility services include:
• Initial evaluation;
• Semen analysis;
• Laboratory evaluation;
• Evaluation of ovulatory function;
• Postcoital test;
• Endometrial biopsy;
• Pelvic ultra sound;
• Testis biopsy;
• Blood tests; and
• Medically appropriate treatment of ovulatory dysfunction.
Additional tests may be Covered if the tests are determined to be Medically Necessary.
2. Comprehensive Infertility Services. If the basic infertility services do not result in increased fertility, We Cover comprehensive infertility services.
Comprehensive infertility services include:
• Ovulation induction and monitoring;
• Pelvic ultra sound;
• Artificial insemination;
• Laparoscopy; and
3. Exclusions and Limitations. We do not Cover:
• In vitro fertilization, gamete intrafallopian tube transfers or zygote intrafallopian tube transfers;
• Costs for an ovum donor or donor sperm;
• Sperm storage costs;
• Cryopreservation and storage of embryos;
• Ovulation predictor kits;
• Reversal of tubal ligations;
• Reversal of vasectomies;
• Costs for and relating to surrogate motherhood (maternity services are Covered for Members acting as surrogate mothers);
• Cloning; or
• Medical and surgical procedures that are experimental or investigational, unless Our denial is overturned by an External Appeal Agent.
All services must be provided by Providers who are qualified to provide such services in accordance with the guidelines established and adopted by the American Society for Reproductive Medicine.
L. Infusion Therapy.
We Cover infusion therapy which is the administration of drugs using specialized delivery systems which otherwise would have required You to be hospitalized. Drugs or nutrients administered directly into the veins are considered infusion therapy. Drugs taken by mouth or self-injected are not considered infusion therapy. The services must be ordered by a Physician or other authorized Health Care Professional and provided in an office or by an agency licensed or certified to provide infusion therapy. Any visits for home infusion therapy count toward Your home health care visit limit.
Please click the button below for more information about:
Healthfirst Pay Online (Please call Healthfirst to access your Online Payment Account)
Pay By Phone (It can be done by calling Employer Service): Call 1-855-949-3668 to pay over the phone directly
Or you can mail the check to :
Healthfirst Insurance Company
PO Box 13831
Philadelphia, PA 19101-3831
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