Who is HealthPass?
HealthPass is a private insurance exchange offering members and small businesses in the New York Metropolitan area flexible cost-effective solutions for their healthcare needs.
Since 1999, the HealthPass choice model has empowered members to personally select their plans based on their unique needs and budgets.
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Why Choose HealthPass?
HealthPass offers a well-rounded menu of options offered through industry-leading insurance carriers with choices including health, dental, vision, life, and disability, and accident coverage.
Brokers, employers, and members benefit from state-of-the-art technology and extensive support provided by the HealthPass team including a streamlined administrative process, member-claims advocacy, COBRA administration, and knowledgeable client services.
Where is the HealthPass service area
HealthPass is available to companies with 1-100 full-time equivalent employees. Companies must be located in the five boroughs of NYC, Long Island, Westchester, Rockland, Orange, Putnam, Dutchess, Ulster or Sullivan counties to be eligible.
Eligible employees residing in the tri-state area (including Bucks County, PA) can enroll.
In addition, HealthPass will cover up to 75% of enrolled employees who reside outside of the coverage area. Employers can set eligibility requirements, waiting periods, and contribution levels. These simple eligibility standards make health insurance accessible to even more employers than in a traditional direct to carrier relationship.
The advantage of HealthPass
Health Pass New York supports employers who empower their employees to make their own group health insurance decisions.
It allows an employer to set a defined contribution amount while allowing each employee the flexibility to choose the insurance plan from more than one carrier.
The robust menu of group health insurance options, from leading industry carriers, ensures everyone has access to a small business health plan that is right for their unique healthcare needs.
In addition to group health insurance employees are able to choose from:
Term Life, AD&D & Long Term Disability
ID Theft Protection Plans
More Choices with HealthPass.
HealthPass small business health supports employers empowering their employees to make their own health insurance decisions. After an employer sets a defined contribution amount, each employee chooses the plan that is right for their family’s medical needs and budget. A robust menu of benefit options from leading industry carriers ensures everyone can access a plan that addresses their unique healthcare needs.
The Simplicity with HealthPass.
There are one enrollment form, one bill, and one customer service line to answer your questions. And we take the burden off employers by handling your COBRA administration and providing a confidential advocacy resource to help employees with the questions you don’t need or want to be involved in – resolving claims, setting doctor appointments, or handling complex issues and more. We keep it simple.
More Access with HealthPass.
Through HealthPass’ partner carriers, our members are afforded greater access to doctors and hospitals than any individual insurer network of providers. With over 700,000 providers collectively participating in our networks, there is a greater opportunity for employees to choose a plan that covers their most important doctors and hospitals in the area – the ones they want to see.
The disadvantage of HealthPass
It is not free, there is a small service fee.
The company need at least 5 enroll to participate, (also, a 75% participation ratio)
This private exchange employer plan is not eligible for any NY State Exchange subsidy credits.
Lastly, there is another layer of administration, i.e. HealthPass.