Cheap Health Insurance with Nationwide Doctor Network Starting at $23.70
Getting good and affordable health insurance is about striking the balance between appropriate coverage, price, and suitable provider networks. As a broker, we know that finding that perfect insurance plan can be a difficult and complicated process. Our job is to make this process easy for you. That's why we want to share United Health One's insurance plans with you. Answer 3 quick questions to view all the UHC plans available to you.
United Health One– Short-Term Medical Value Plans: Affordable Health Insurance Options
United Healthcare has a line of incredible affordable individual insurance plans called United Health One. Depending on your age, smoking status, and location, you can find a plan for as low as $23.70! Their cheapest health insurance plans are called Short-Term Medical Value plans. With these plans, you can choose a deductible and coinsurance that suit your budget.
Answer 3 simple questions to see all your affordable health insurance options from United Health One.
Have a look at this side-by-side comparison of covered expenses of short-term medical plans:
See Doctors Out of State: Nationwide Medical Provider Network
Since these plans are on UHC’s Choice Plus Network, you can get coverage from a million medical providers and 6,000 hospitals all across the country. That means you typically can use health insurance out of state. These plans will not cover out-of-network providers, however, except in emergencies.
Furthermore, you will not need a primary care physician or referrals to see a specialist. If this is the kind of flexible and affordable health insurance coverage you need, keep reading.
Per Term Deductible Option: Fewer Out-of-Pocket Medical Costs
If you choose to purchase one of the Short-Term Medical Value Plans or Plus Plans, you have the option of changing your deductible from per cause to per term. This means you will have one deductible amount to meet per term rather than having your deductible change with each illness or injury. This option is a way to save money, although it is only available if you pay a higher premium on your plan.
Supplemental Accident Benefit
If you would like to limit your out-of-pocket exposure for accidents, you may consider this option. For a higher premium on any plan, this supplemental insurance can help cover your deductible or out-of-pocket expenses for unexpected accidents. You just need to select a maximum per accident.
Are These Plans Right for You? How to Choose the Right Health Insurance
Although the price and network sound appealing, these plans might not necessarily be the right choice for you. So how do you know what insurance plan is right for you?
We can help you find a plan based on your ideal length of coverage, deductible amount, and out-of-pocket maximum amount. If you’re under the age of 35, you may also want to consider Catastrophic insurance. This coverage starts at around $173/mo and is another great option for affordable health insurance.
If you think you won’t need intense medical services, view the full plan details for these value plans. Furthermore, feel free to fill out a quote form to hear some of your options. If you have any questions, call us and talk to a licensed professional at 212-484-9888.